Frequently Asked Questions about VersaBank (VBNK)

Name: VersaBank (VBNK) Institutional Financial Dataset
Creator: Olyth
License: https://olyth.xyz

Question 1

What does VersaBank (VBNK) do?

Accepted Answer

VersaBank, a schedule I chartered bank, provides various banking products and services in Canada. The company offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, daily interest savings accounts, and tax-free savings accounts, as well as deposit i...

Question 2

Is VersaBank (VBNK) a good stock to buy?

Accepted Answer

Olyth's institutional analysis of VBNK reveals an Altman Z-Score of -0.70 and a Piotroski F-Score of 7/9. These metrics, combined with its 5-year revenue trend ($0.12B most recent), help investors decide if VBNK fits their risk profile.

Question 3

What is the current P/E ratio for VBNK?

Accepted Answer

As of the latest trading session, VersaBank (VBNK) has a trailing P/E ratio of 23.85.

Question 4

Who is the CEO of VersaBank?

Accepted Answer

The current Chief Executive Officer of VersaBank is Susan Teresa McGovern.

Question 5

What was VBNK's revenue for the last 5 years?

Accepted Answer

According to its latest income statements, VersaBank reported annual revenues of $0.12B (2025), $0.11B (2024), $0.24B (2023), $0.13B (2022), $0.09B (2021) respectively.

Question 6

Does VBNK pay a dividend?

Accepted Answer

VersaBank currently pays a dividend to its shareholders, with a trailing dividend yield of 0.43%.

Question 7

How much debt and cash flow does VBNK have?

Accepted Answer

In its latest reporting period, VersaBank generated $-0.68B in Free Cash Flow against a total debt load of $0.11B.

Question 8

What is the Price-to-Book (P/B) ratio of VersaBank?

Accepted Answer

The Price-to-Book (P/B) ratio for VersaBank (VBNK) is currently 1.38.

Question 9

What is the Price-to-Sales (P/S) ratio of VBNK?

Accepted Answer

Based on trailing twelve-month data, VersaBank (VBNK) trades at a Price-to-Sales (P/S) ratio of 2.40.

Question 10

What is VersaBank's Return on Equity (ROE)?

Accepted Answer

VersaBank (VBNK) has a Return on Equity (ROE) of 5.89%, representing its profitability relative to shareholder equity.

Period	Revenue	Gross Profit	Op. Income	Net Income	EPS
2025-10	120.2M	120.2M	41.5M	28.5M	0.90
2024-10	111.6M	111.6M	54.8M	39.7M	1.49
2023-10	237.9M	108M	57.6M	42.2M	1.53
2022-10	132.5M	81.9M	32.5M	22.7M	0.79
2021-10	94.7M	65.8M	30.8M	22.4M	0.96