Frequently Asked Questions about United Security Bancshares (UBFO)

Name: United Security Bancshares (UBFO) Institutional Financial Dataset
Creator: Olyth
License: https://olyth.xyz

Question 1

What does United Security Bancshares (UBFO) do?

Accepted Answer

United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including per...

Question 2

Is United Security Bancshares (UBFO) a good stock to buy?

Accepted Answer

Olyth's institutional analysis of UBFO reveals an Altman Z-Score of 0.15 and a Piotroski F-Score of 7/9. These metrics, combined with its 5-year revenue trend ($0.07B most recent), help investors decide if UBFO fits their risk profile.

Question 3

What is the current P/E ratio for UBFO?

Accepted Answer

As of the latest trading session, United Security Bancshares (UBFO) has a trailing P/E ratio of 14.76.

Question 4

Who is the CEO of United Security Bancshares?

Accepted Answer

The current Chief Executive Officer of United Security Bancshares is Dennis R. Woods.

Question 5

What was UBFO's revenue for the last 5 years?

Accepted Answer

According to its latest income statements, United Security Bancshares reported annual revenues of $0.07B (2025), $0.07B (2024), $0.07B (2023), $0.05B (2022), $0.04B (2021) respectively.

Question 6

Does UBFO pay a dividend?

Accepted Answer

United Security Bancshares currently pays a dividend to its shareholders, with a trailing dividend yield of 4.57%.

Question 7

How much debt and cash flow does UBFO have?

Accepted Answer

In its latest reporting period, United Security Bancshares generated $0.02B in Free Cash Flow against a total debt load of $0.01B.

Question 8

What is the Price-to-Book (P/B) ratio of United Security Bancshares?

Accepted Answer

The Price-to-Book (P/B) ratio for United Security Bancshares (UBFO) is currently 1.30.

Question 9

What is the Price-to-Sales (P/S) ratio of UBFO?

Accepted Answer

Based on trailing twelve-month data, United Security Bancshares (UBFO) trades at a Price-to-Sales (P/S) ratio of 2.88.

Question 10

What is United Security Bancshares's Return on Equity (ROE)?

Accepted Answer

United Security Bancshares (UBFO) has a Return on Equity (ROE) of 9.03%, representing its profitability relative to shareholder equity.