Frequently Asked Questions about Third Coast Bancshares, Inc. (TCBX)

Name: Third Coast Bancshares, Inc. (TCBX) Institutional Financial Dataset
Creator: Olyth
License: https://olyth.xyz

Question 1

What does Third Coast Bancshares, Inc. (TCBX) do?

Accepted Answer

Third Coast Bancshares, Inc. operates as a bank holding company for Third Coast Bank, SSB that provides various commercial banking solutions to small and medium-sized businesses, and professionals. The company's deposit products include checking, savings, individual retirement, and money market acco...

Question 2

Is Third Coast Bancshares, Inc. (TCBX) a good stock to buy?

Accepted Answer

Olyth's institutional analysis of TCBX reveals an Altman Z-Score of -0.68 and a Piotroski F-Score of 5/9. These metrics, combined with its 5-year revenue trend ($0.37B most recent), help investors decide if TCBX fits their risk profile.

Question 3

What is the current P/E ratio for TCBX?

Accepted Answer

As of the latest trading session, Third Coast Bancshares, Inc. (TCBX) has a trailing P/E ratio of 8.23.

Question 4

Who is the CEO of Third Coast Bancshares, Inc.?

Accepted Answer

The current Chief Executive Officer of Third Coast Bancshares, Inc. is Bart O. Caraway.

Question 5

What was TCBX's revenue for the last 5 years?

Accepted Answer

According to its latest income statements, Third Coast Bancshares, Inc. reported annual revenues of $0.37B (2025), $0.34B (2024), $0.27B (2023), $0.16B (2022), $0.10B (2021) respectively.

Question 6

Does TCBX pay a dividend?

Accepted Answer

Third Coast Bancshares, Inc. does not currently pay a dividend to its shareholders.

Question 7

How much debt and cash flow does TCBX have?

Accepted Answer

In its latest reporting period, Third Coast Bancshares, Inc. generated $0.05B in Free Cash Flow against a total debt load of $0.14B.

Question 8

What is the Price-to-Book (P/B) ratio of Third Coast Bancshares, Inc.?

Accepted Answer

The Price-to-Book (P/B) ratio for Third Coast Bancshares, Inc. (TCBX) is currently 1.03.

Question 9

What is the Price-to-Sales (P/S) ratio of TCBX?

Accepted Answer

Based on trailing twelve-month data, Third Coast Bancshares, Inc. (TCBX) trades at a Price-to-Sales (P/S) ratio of 1.49.

Question 10

What is Third Coast Bancshares, Inc.'s Return on Equity (ROE)?

Accepted Answer

Third Coast Bancshares, Inc. (TCBX) has a Return on Equity (ROE) of 13.12%, representing its profitability relative to shareholder equity.

Period	Revenue	Gross Profit	Op. Income	Net Income	EPS
2025-12	366.9M	202.8M	85M	66.3M	4.45
2024-12	338.1M	164.8M	61.4M	47.7M	3.14
2023-12	274.1M	140.7M	41.6M	33.4M	2.11
2022-12	160.2M	110.5M	23.2M	18.7M	1.28
2021-12	103.2M	83.2M	14.5M	11.4M	1.45

Period	Revenue	Gross Profit	Op. Income	Net Income	EPS
2025-12	366.9M	202.8M	85M	66.3M	4.45
2024-12	338.1M	164.8M	61.4M	47.7M	3.14
2023-12	274.1M	140.7M	41.6M	33.4M	2.11
2022-12	160.2M	110.5M	23.2M	18.7M	1.28
2021-12	103.2M	83.2M	14.5M	11.4M	1.45