Frequently Asked Questions about Norwood Financial Corp. (NWFL)

Name: Norwood Financial Corp. (NWFL) Institutional Financial Dataset
Creator: Olyth
License: https://olyth.xyz

Question 1

What does Norwood Financial Corp. (NWFL) do?

Accepted Answer

Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services. The company accepts a range of deposit products, including interest-bearing and non-interest bearing transaction accounts, and statement savings and money market accounts,...

Question 2

Is Norwood Financial Corp. (NWFL) a good stock to buy?

Accepted Answer

Olyth's institutional analysis of NWFL reveals an Altman Z-Score of 1.39 and a Piotroski F-Score of 8/9. These metrics, combined with its 5-year revenue trend ($0.14B most recent), help investors decide if NWFL fits their risk profile.

Question 3

What is the current P/E ratio for NWFL?

Accepted Answer

As of the latest trading session, Norwood Financial Corp. (NWFL) has a trailing P/E ratio of 9.99.

Question 4

Who is the CEO of Norwood Financial Corp.?

Accepted Answer

The current Chief Executive Officer of Norwood Financial Corp. is James O. Donnelly.

Question 5

What was NWFL's revenue for the last 5 years?

Accepted Answer

According to its latest income statements, Norwood Financial Corp. reported annual revenues of $0.14B (2025), $0.10B (2024), $0.10B (2023), $0.09B (2022), $0.08B (2021) respectively.

Question 6

Does NWFL pay a dividend?

Accepted Answer

Norwood Financial Corp. currently pays a dividend to its shareholders, with a trailing dividend yield of 4.13%.

Question 7

How much debt and cash flow does NWFL have?

Accepted Answer

In its latest reporting period, Norwood Financial Corp. generated $0.03B in Free Cash Flow against a total debt load of $0.07B.

Question 8

What is the Price-to-Book (P/B) ratio of Norwood Financial Corp.?

Accepted Answer

The Price-to-Book (P/B) ratio for Norwood Financial Corp. (NWFL) is currently 1.14.

Question 9

What is the Price-to-Sales (P/S) ratio of NWFL?

Accepted Answer

Based on trailing twelve-month data, Norwood Financial Corp. (NWFL) trades at a Price-to-Sales (P/S) ratio of 2.05.

Question 10

What is Norwood Financial Corp.'s Return on Equity (ROE)?

Accepted Answer

Norwood Financial Corp. (NWFL) has a Return on Equity (ROE) of 12.03%, representing its profitability relative to shareholder equity.

Period	Operating CF	SBC	CapEx	Free CF	True FCF
2025-12	34M	0	-4.7M	28.9M	29.2M
2024-12	22.8M	721K	-3.1M	19.7M	19M
2023-12	29.8M	830K	-1.4M	28.4M	27.6M
2022-12	30.7M	641K	-2.2M	28.6M	27.9M
2021-12	29.2M	549K	-1.3M	27.9M	27.4M

Period	Operating CF	SBC	CapEx	Free CF	True FCF
2025-12	34M	0	-4.7M	28.9M	29.2M
2024-12	22.8M	721K	-3.1M	19.7M	19M
2023-12	29.8M	830K	-1.4M	28.4M	27.6M
2022-12	30.7M	641K	-2.2M	28.6M	27.9M
2021-12	29.2M	549K	-1.3M	27.9M	27.4M