Frequently Asked Questions about Northpointe Bancshares, Inc. (NPB)

Name: Northpointe Bancshares, Inc. (NPB) Institutional Financial Dataset
Creator: Olyth
License: https://olyth.xyz

Question 1

What does Northpointe Bancshares, Inc. (NPB) do?

Accepted Answer

Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. It operates through two segments: Mortgage Purchase Program and Retail Banking. The company offers digital deposit banking, such as noninterest-...

Question 2

Is Northpointe Bancshares, Inc. (NPB) a good stock to buy?

Accepted Answer

Olyth's institutional analysis of NPB reveals an Altman Z-Score of -0.53 and a Piotroski F-Score of 5/9. These metrics, combined with its 5-year revenue trend ($0.47B most recent), help investors decide if NPB fits their risk profile.

Question 3

What is the current P/E ratio for NPB?

Accepted Answer

As of the latest trading session, Northpointe Bancshares, Inc. (NPB) has a trailing P/E ratio of 3.19.

Question 4

Who is the CEO of Northpointe Bancshares, Inc.?

Accepted Answer

The current Chief Executive Officer of Northpointe Bancshares, Inc. is Charles A. Williams.

Question 5

What was NPB's revenue for the last 5 years?

Accepted Answer

According to its latest income statements, Northpointe Bancshares, Inc. reported annual revenues of $0.47B (2025), $0.39B (2024), $0.36B (2023), $0.32B (2022), $0.00B (2021) respectively.

Question 6

Does NPB pay a dividend?

Accepted Answer

Northpointe Bancshares, Inc. currently pays a dividend to its shareholders, with a trailing dividend yield of 0.57%.

Question 7

How much debt and cash flow does NPB have?

Accepted Answer

In its latest reporting period, Northpointe Bancshares, Inc. generated $0.04B in Free Cash Flow against a total debt load of $1.54B.

Question 8

What is the Price-to-Book (P/B) ratio of Northpointe Bancshares, Inc.?

Accepted Answer

The Price-to-Book (P/B) ratio for Northpointe Bancshares, Inc. (NPB) is currently 0.47.

Question 9

What is the Price-to-Sales (P/S) ratio of NPB?

Accepted Answer

Based on trailing twelve-month data, Northpointe Bancshares, Inc. (NPB) trades at a Price-to-Sales (P/S) ratio of 0.56.

Question 10

What is Northpointe Bancshares, Inc.'s Return on Equity (ROE)?

Accepted Answer

Northpointe Bancshares, Inc. (NPB) has a Return on Equity (ROE) of 21.01%, representing its profitability relative to shareholder equity.

Period	Revenue	Gross Profit	Op. Income	Net Income	EPS
2025-12	471.2M	239.6M	110.4M	83.4M	4.92
2024-12	390.5M	187.5M	72.9M	55.2M	3.15
2023-12	362.4M	197.8M	44.7M	33.8M	1.61
2022-12	324.2M	255.3M	33.7M	23.2M	0.92
2021-12	2.2M	1M	-51M	-57.4M	-1.74

Period	Revenue	Gross Profit	Op. Income	Net Income	EPS
2025-12	471.2M	239.6M	110.4M	83.4M	4.92
2024-12	390.5M	187.5M	72.9M	55.2M	3.15
2023-12	362.4M	197.8M	44.7M	33.8M	1.61
2022-12	324.2M	255.3M	33.7M	23.2M	0.92
2021-12	2.2M	1M	-51M	-57.4M	-1.74