Frequently Asked Questions about nCino, Inc. (NCNO)

Name: nCino, Inc. (NCNO) Institutional Financial Dataset
Creator: Olyth
License: https://olyth.xyz

Question 1

What does nCino, Inc. (NCNO) do?

Accepted Answer

nCino, Inc., a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System, a tenant cloud platform, which digitizes, automates, and streamlines complex processes and workflow; and utili...

Question 2

Is nCino, Inc. (NCNO) a good stock to buy?

Accepted Answer

Olyth's institutional analysis of NCNO reveals an Altman Z-Score of 2.17 and a Piotroski F-Score of 7/9. These metrics, combined with its 5-year revenue trend ($0.59B most recent), help investors decide if NCNO fits their risk profile.

Question 3

What is the current P/E ratio for NCNO?

Accepted Answer

As of the latest trading session, nCino, Inc. (NCNO) has a trailing P/E ratio of 381.21.

Question 4

Who is the CEO of nCino, Inc.?

Accepted Answer

The current Chief Executive Officer of nCino, Inc. is Sean Desmond.

Question 5

What was NCNO's revenue for the last 5 years?

Accepted Answer

According to its latest income statements, nCino, Inc. reported annual revenues of $0.59B (2026), $0.54B (2025), $0.48B (2024), $0.41B (2023), $0.27B (2022) respectively.

Question 6

Does NCNO pay a dividend?

Accepted Answer

nCino, Inc. does not currently pay a dividend to its shareholders.

Question 7

How much debt and cash flow does NCNO have?

Accepted Answer

In its latest reporting period, nCino, Inc. generated $0.08B in Free Cash Flow against a total debt load of $0.28B.

Question 8

What is the Price-to-Book (P/B) ratio of nCino, Inc.?

Accepted Answer

The Price-to-Book (P/B) ratio for nCino, Inc. (NCNO) is currently 1.87.

Question 9

What is the Price-to-Sales (P/S) ratio of NCNO?

Accepted Answer

Based on trailing twelve-month data, nCino, Inc. (NCNO) trades at a Price-to-Sales (P/S) ratio of 3.38.

Question 10

What is nCino, Inc.'s Return on Equity (ROE)?

Accepted Answer

nCino, Inc. (NCNO) has a Return on Equity (ROE) of 0.49%, representing its profitability relative to shareholder equity.

Period	Revenue	Gross Profit	Op. Income	Net Income	EPS
2026-01	594.8M	360.2M	3.7M	5.2M	0.05
2025-01	540.7M	324.8M	-18.1M	-37.9M	-0.33
2024-01	476.5M	285.1M	-39.5M	-42.3M	-0.38
2023-01	408.3M	238.7M	-94M	-102.7M	-0.93
2022-01	273.9M	162.5M	-71.4M	-49.4M	-0.51

Period	Revenue	Gross Profit	Op. Income	Net Income	EPS
2026-01	594.8M	360.2M	3.7M	5.2M	0.05
2025-01	540.7M	324.8M	-18.1M	-37.9M	-0.33
2024-01	476.5M	285.1M	-39.5M	-42.3M	-0.38
2023-01	408.3M	238.7M	-94M	-102.7M	-0.93
2022-01	273.9M	162.5M	-71.4M	-49.4M	-0.51