Frequently Asked Questions about Heritage Insurance Holdings, Inc. (HRTG)

Name: Heritage Insurance Holdings, Inc. (HRTG) Institutional Financial Dataset
Creator: Olyth
License: https://olyth.xyz

Question 1

What does Heritage Insurance Holdings, Inc. (HRTG) do?

Accepted Answer

Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. The company offers personal residential property insurance for single-family homeowners and condominium owners, and rental property insurance in the states of Alabama, Califo...

Question 2

Is Heritage Insurance Holdings, Inc. (HRTG) a good stock to buy?

Accepted Answer

Olyth's institutional analysis of HRTG reveals an Altman Z-Score of 1.61 and a Piotroski F-Score of 6/9. These metrics, combined with its 5-year revenue trend ($0.85B most recent), help investors decide if HRTG fits their risk profile.

Question 3

What is the current P/E ratio for HRTG?

Accepted Answer

As of the latest trading session, Heritage Insurance Holdings, Inc. (HRTG) has a trailing P/E ratio of 4.21.

Question 4

Who is the CEO of Heritage Insurance Holdings, Inc.?

Accepted Answer

The current Chief Executive Officer of Heritage Insurance Holdings, Inc. is Ernesto Jose Garateix.

Question 5

What was HRTG's revenue for the last 5 years?

Accepted Answer

According to its latest income statements, Heritage Insurance Holdings, Inc. reported annual revenues of $0.85B (2025), $0.82B (2024), $0.74B (2023), $0.66B (2022), $0.63B (2021) respectively.

Question 6

Does HRTG pay a dividend?

Accepted Answer

Heritage Insurance Holdings, Inc. does not currently pay a dividend to its shareholders.

Question 7

How much debt and cash flow does HRTG have?

Accepted Answer

In its latest reporting period, Heritage Insurance Holdings, Inc. generated $0.17B in Free Cash Flow against a total debt load of $0.10B.

Question 8

What is the Price-to-Book (P/B) ratio of Heritage Insurance Holdings, Inc.?

Accepted Answer

The Price-to-Book (P/B) ratio for Heritage Insurance Holdings, Inc. (HRTG) is currently 1.63.

Question 9

What is the Price-to-Sales (P/S) ratio of HRTG?

Accepted Answer

Based on trailing twelve-month data, Heritage Insurance Holdings, Inc. (HRTG) trades at a Price-to-Sales (P/S) ratio of 0.97.

Question 10

What is Heritage Insurance Holdings, Inc.'s Return on Equity (ROE)?

Accepted Answer

Heritage Insurance Holdings, Inc. (HRTG) has a Return on Equity (ROE) of 47.28%, representing its profitability relative to shareholder equity.

Period	Operating CF	SBC	CapEx	Free CF	True FCF
2025-12	182.2M	5.4M	-8.1M	174.2M	168.8M
2024-12	87.1M	3.3M	-8.2M	78.9M	75.6M
2023-12	70.4M	1.4M	-9.9M	60.5M	59.2M
2022-12	-34.3M	2M	-12.4M	-46.6M	-48.7M
2021-12	60.1M	1.2M	-1M	59.1M	58M

Period	Operating CF	SBC	CapEx	Free CF	True FCF
2025-12	182.2M	5.4M	-8.1M	174.2M	168.8M
2024-12	87.1M	3.3M	-8.2M	78.9M	75.6M
2023-12	70.4M	1.4M	-9.9M	60.5M	59.2M
2022-12	-34.3M	2M	-12.4M	-46.6M	-48.7M
2021-12	60.1M	1.2M	-1M	59.1M	58M