Frequently Asked Questions about The First Bancorp, Inc. (FNLC)

Name: The First Bancorp, Inc. (FNLC) Institutional Financial Dataset
Creator: Olyth
License: https://olyth.xyz

Question 1

What does The First Bancorp, Inc. (FNLC) do?

Accepted Answer

The First Bancorp, Inc. operates as the holding company for First National Bank that provides a range of banking products and services to individuals and businesses. It offers various deposit products, including demand, NOW, savings, money market, and certificates of deposit accounts. The company al...

Question 2

Is The First Bancorp, Inc. (FNLC) a good stock to buy?

Accepted Answer

Olyth's institutional analysis of FNLC reveals an Altman Z-Score of -0.66 and a Piotroski F-Score of 7/9. These metrics, combined with its 5-year revenue trend ($0.18B most recent), help investors decide if FNLC fits their risk profile.

Question 3

What is the current P/E ratio for FNLC?

Accepted Answer

As of the latest trading session, The First Bancorp, Inc. (FNLC) has a trailing P/E ratio of 9.16.

Question 4

Who is the CEO of The First Bancorp, Inc.?

Accepted Answer

The current Chief Executive Officer of The First Bancorp, Inc. is Tony C. McKim.

Question 5

What was FNLC's revenue for the last 5 years?

Accepted Answer

According to its latest income statements, The First Bancorp, Inc. reported annual revenues of $0.18B (2025), $0.17B (2024), $0.14B (2023), $0.11B (2022), $0.10B (2021) respectively.

Question 6

Does FNLC pay a dividend?

Accepted Answer

The First Bancorp, Inc. currently pays a dividend to its shareholders, with a trailing dividend yield of 5.21%.

Question 7

How much debt and cash flow does FNLC have?

Accepted Answer

In its latest reporting period, The First Bancorp, Inc. generated $0.03B in Free Cash Flow against a total debt load of $0.19B.

Question 8

What is the Price-to-Book (P/B) ratio of The First Bancorp, Inc.?

Accepted Answer

The Price-to-Book (P/B) ratio for The First Bancorp, Inc. (FNLC) is currently 1.11.

Question 9

What is the Price-to-Sales (P/S) ratio of FNLC?

Accepted Answer

Based on trailing twelve-month data, The First Bancorp, Inc. (FNLC) trades at a Price-to-Sales (P/S) ratio of 1.80.

Question 10

What is The First Bancorp, Inc.'s Return on Equity (ROE)?

Accepted Answer

The First Bancorp, Inc. (FNLC) has a Return on Equity (ROE) of 12.70%, representing its profitability relative to shareholder equity.

Period	Total Assets	Total Liabilities	Total Equity	Total Debt	Net Debt
2025-12	3.2B	2.9B	283.1M	187.8M	160M
2024-12	3.2B	2.9B	252.5M	146.3M	96.5M
2023-12	2.9B	2.7B	243.1M	69.7M	34.2M
2022-12	2.7B	2.5B	228.9M	103.5M	77.1M
2021-12	2.5B	2.3B	245.7M	136.3M	49M

Period	Total Assets	Total Liabilities	Total Equity	Total Debt	Net Debt
2025-12	3.2B	2.9B	283.1M	187.8M	160M
2024-12	3.2B	2.9B	252.5M	146.3M	96.5M
2023-12	2.9B	2.7B	243.1M	69.7M	34.2M
2022-12	2.7B	2.5B	228.9M	103.5M	77.1M
2021-12	2.5B	2.3B	245.7M	136.3M	49M