Frequently Asked Questions about Farmers & Merchants Bancorp (FMCB)

Name: Farmers & Merchants Bancorp (FMCB) Institutional Financial Dataset
Creator: Olyth
License: https://olyth.xyz

Question 1

What does Farmers & Merchants Bancorp (FMCB) do?

Accepted Answer

Farmers & Merchants Bancorp operates as the bank holding company for Farmers & Merchants Bank of Central California that provides various banking services to businesses and individuals. The company accepts various deposit instruments, including checking, savings, money market, time certificates of d...

Question 2

Is Farmers & Merchants Bancorp (FMCB) a good stock to buy?

Accepted Answer

Olyth's institutional analysis of FMCB reveals an Altman Z-Score of -0.44 and a Piotroski F-Score of 8/9. These metrics, combined with its 5-year revenue trend ($0.30B most recent), help investors decide if FMCB fits their risk profile.

Question 3

What is the current P/E ratio for FMCB?

Accepted Answer

As of the latest trading session, Farmers & Merchants Bancorp (FMCB) has a trailing P/E ratio of 8.62.

Question 4

Who is the CEO of Farmers & Merchants Bancorp?

Accepted Answer

The current Chief Executive Officer of Farmers & Merchants Bancorp is Kent A. Steinwert.

Question 5

What was FMCB's revenue for the last 5 years?

Accepted Answer

According to its latest income statements, Farmers & Merchants Bancorp reported annual revenues of $0.30B (2025), $0.29B (2024), $0.27B (2023), $0.20B (2022), $0.18B (2021) respectively.

Question 6

Does FMCB pay a dividend?

Accepted Answer

Farmers & Merchants Bancorp currently pays a dividend to its shareholders, with a trailing dividend yield of 2.10%.

Question 7

How much debt and cash flow does FMCB have?

Accepted Answer

In its latest reporting period, Farmers & Merchants Bancorp generated $0.10B in Free Cash Flow against a total debt load of $0.01B.

Question 8

What is the Price-to-Book (P/B) ratio of Farmers & Merchants Bancorp?

Accepted Answer

The Price-to-Book (P/B) ratio for Farmers & Merchants Bancorp (FMCB) is currently 1.25.

Question 9

What is the Price-to-Sales (P/S) ratio of FMCB?

Accepted Answer

Based on trailing twelve-month data, Farmers & Merchants Bancorp (FMCB) trades at a Price-to-Sales (P/S) ratio of 2.66.

Question 10

What is Farmers & Merchants Bancorp's Return on Equity (ROE)?

Accepted Answer

Farmers & Merchants Bancorp (FMCB) has a Return on Equity (ROE) of 14.91%, representing its profitability relative to shareholder equity.

Period	Total Assets	Total Liabilities	Total Equity	Total Debt	Net Debt
2025-12	5.7B	5B	645.5M	12M	-48.7M
2024-12	5.4B	4.8B	573.1M	10.3M	-202.3M
2023-12	5.3B	4.8B	549.8M	10.3M	-400.3M
2022-12	5.3B	4.8B	485.3M	10.3M	-577.9M
2021-12	5.2B	4.7B	463.1M	10.3M	-705.2M

Period	Total Assets	Total Liabilities	Total Equity	Total Debt	Net Debt
2025-12	5.7B	5B	645.5M	12M	-48.7M
2024-12	5.4B	4.8B	573.1M	10.3M	-202.3M
2023-12	5.3B	4.8B	549.8M	10.3M	-400.3M
2022-12	5.3B	4.8B	485.3M	10.3M	-577.9M
2021-12	5.2B	4.7B	463.1M	10.3M	-705.2M