Frequently Asked Questions about Financial Institutions, Inc. (FISI)

Name: Financial Institutions, Inc. (FISI) Institutional Financial Dataset
Creator: Olyth
License: https://olyth.xyz

Question 1

What does Financial Institutions, Inc. (FISI) do?

Accepted Answer

Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. The company offers checking and savings account programs, including money market accounts, cert...

Question 2

Is Financial Institutions, Inc. (FISI) a good stock to buy?

Accepted Answer

Olyth's institutional analysis of FISI reveals an Altman Z-Score of 0.28 and a Piotroski F-Score of 5/9. These metrics, combined with its 5-year revenue trend ($0.38B most recent), help investors decide if FISI fits their risk profile.

Question 3

What is the current P/E ratio for FISI?

Accepted Answer

As of the latest trading session, Financial Institutions, Inc. (FISI) has a trailing P/E ratio of 9.23.

Question 4

Who is the CEO of Financial Institutions, Inc.?

Accepted Answer

The current Chief Executive Officer of Financial Institutions, Inc. is Martin K. Birmingham.

Question 5

What was FISI's revenue for the last 5 years?

Accepted Answer

According to its latest income statements, Financial Institutions, Inc. reported annual revenues of $0.38B (2025), $0.26B (2024), $0.33B (2023), $0.24B (2022), $0.21B (2021) respectively.

Question 6

Does FISI pay a dividend?

Accepted Answer

Financial Institutions, Inc. currently pays a dividend to its shareholders, with a trailing dividend yield of 3.63%.

Question 7

How much debt and cash flow does FISI have?

Accepted Answer

In its latest reporting period, Financial Institutions, Inc. generated $0.01B in Free Cash Flow against a total debt load of $0.33B.

Question 8

What is the Price-to-Book (P/B) ratio of Financial Institutions, Inc.?

Accepted Answer

The Price-to-Book (P/B) ratio for Financial Institutions, Inc. (FISI) is currently 1.10.

Question 9

What is the Price-to-Sales (P/S) ratio of FISI?

Accepted Answer

Based on trailing twelve-month data, Financial Institutions, Inc. (FISI) trades at a Price-to-Sales (P/S) ratio of 1.80.

Question 10

What is Financial Institutions, Inc.'s Return on Equity (ROE)?

Accepted Answer

Financial Institutions, Inc. (FISI) has a Return on Equity (ROE) of 12.26%, representing its profitability relative to shareholder equity.

Period	Total Assets	Total Liabilities	Total Equity	Total Debt	Net Debt
2025-12	6.3B	5.6B	628.9M	334.2M	225.5M
2024-12	6.1B	5.5B	569M	256.6M	169.3M
2023-12	6.2B	5.7B	454.8M	343.3M	218.9M
2022-12	5.8B	5.4B	405.6M	312.5M	182M
2021-12	5.5B	5B	505.1M	103.9M	24.8M