Frequently Asked Questions about First Citizens BancShares, Inc. (FCNCA)

Name: First Citizens BancShares, Inc. (FCNCA) Institutional Financial Dataset
Creator: Olyth
License: https://olyth.xyz

Question 1

What does First Citizens BancShares, Inc. (FCNCA) do?

Accepted Answer

First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals. The company's deposit products include checking, savings, money market, and time deposit account...

Question 2

Is First Citizens BancShares, Inc. (FCNCA) a good stock to buy?

Accepted Answer

Olyth's institutional analysis of FCNCA reveals an Altman Z-Score of 0.32 and a Piotroski F-Score of 8/9. These metrics, combined with its 5-year revenue trend ($14.50B most recent), help investors decide if FCNCA fits their risk profile.

Question 3

What is the current P/E ratio for FCNCA?

Accepted Answer

As of the latest trading session, First Citizens BancShares, Inc. (FCNCA) has a trailing P/E ratio of 10.81.

Question 4

Who is the CEO of First Citizens BancShares, Inc.?

Accepted Answer

The current Chief Executive Officer of First Citizens BancShares, Inc. is Frank Brown Holding Jr..

Question 5

What was FCNCA's revenue for the last 5 years?

Accepted Answer

According to its latest income statements, First Citizens BancShares, Inc. reported annual revenues of $14.50B (2025), $14.94B (2024), $12.64B (2023), $5.10B (2022), $1.90B (2021) respectively.

Question 6

Does FCNCA pay a dividend?

Accepted Answer

First Citizens BancShares, Inc. currently pays a dividend to its shareholders, with a trailing dividend yield of 0.42%.

Question 7

How much debt and cash flow does FCNCA have?

Accepted Answer

In its latest reporting period, First Citizens BancShares, Inc. generated $2.07B in Free Cash Flow against a total debt load of $36.01B.

Question 8

What is the Price-to-Book (P/B) ratio of First Citizens BancShares, Inc.?

Accepted Answer

The Price-to-Book (P/B) ratio for First Citizens BancShares, Inc. (FCNCA) is currently 1.07.

Question 9

What is the Price-to-Sales (P/S) ratio of FCNCA?

Accepted Answer

Based on trailing twelve-month data, First Citizens BancShares, Inc. (FCNCA) trades at a Price-to-Sales (P/S) ratio of 1.57.

Question 10

What is First Citizens BancShares, Inc.'s Return on Equity (ROE)?

Accepted Answer

First Citizens BancShares, Inc. (FCNCA) has a Return on Equity (ROE) of 9.94%, representing its profitability relative to shareholder equity.

Period	Revenue	Gross Profit	Op. Income	Net Income	EPS
2025-12	14.5B	8.9B	3B	2.2B	165.76
2024-12	14.9B	9.3B	3.6B	2.8B	189.42
2023-12	12.6B	7.6B	12.1B	11.5B	785.18
2022-12	5.1B	4B	1.4B	1.1B	67.47
2021-12	1.9B	1.9B	701M	547M	53.88

Period	Revenue	Gross Profit	Op. Income	Net Income	EPS
2025-12	14.5B	8.9B	3B	2.2B	165.76
2024-12	14.9B	9.3B	3.6B	2.8B	189.42
2023-12	12.6B	7.6B	12.1B	11.5B	785.18
2022-12	5.1B	4B	1.4B	1.1B	67.47
2021-12	1.9B	1.9B	701M	547M	53.88