Frequently Asked Questions about First Bancorp (FBNC)

Name: First Bancorp (FBNC) Institutional Financial Dataset
Creator: Olyth
License: https://olyth.xyz

Question 1

What does First Bancorp (FBNC) do?

Accepted Answer

First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and small to medium-sized businesses primarily in North Carolina and northeastern South Carolina. It accepts deposit products, such as checking, savings, and money market acc...

Question 2

Is First Bancorp (FBNC) a good stock to buy?

Accepted Answer

Olyth's institutional analysis of FBNC reveals an Altman Z-Score of -0.38 and a Piotroski F-Score of 6/9. These metrics, combined with its 5-year revenue trend ($0.54B most recent), help investors decide if FBNC fits their risk profile.

Question 3

What is the current P/E ratio for FBNC?

Accepted Answer

As of the latest trading session, First Bancorp (FBNC) has a trailing P/E ratio of 20.76.

Question 4

Who is the CEO of First Bancorp?

Accepted Answer

The current Chief Executive Officer of First Bancorp is Richard Hancock Moore.

Question 5

What was FBNC's revenue for the last 5 years?

Accepted Answer

According to its latest income statements, First Bancorp reported annual revenues of $0.54B (2025), $0.53B (2024), $0.54B (2023), $0.41B (2022), $0.32B (2021) respectively.

Question 6

Does FBNC pay a dividend?

Accepted Answer

First Bancorp currently pays a dividend to its shareholders, with a trailing dividend yield of 1.67%.

Question 7

How much debt and cash flow does FBNC have?

Accepted Answer

In its latest reporting period, First Bancorp generated $0.20B in Free Cash Flow against a total debt load of $0.07B.

Question 8

What is the Price-to-Book (P/B) ratio of First Bancorp?

Accepted Answer

The Price-to-Book (P/B) ratio for First Bancorp (FBNC) is currently 1.39.

Question 9

What is the Price-to-Sales (P/S) ratio of FBNC?

Accepted Answer

Based on trailing twelve-month data, First Bancorp (FBNC) trades at a Price-to-Sales (P/S) ratio of 4.26.

Question 10

What is First Bancorp's Return on Equity (ROE)?

Accepted Answer

First Bancorp (FBNC) has a Return on Equity (ROE) of 7.03%, representing its profitability relative to shareholder equity.

Period	Operating CF	SBC	CapEx	Free CF	True FCF
2025-12	203.1M	3.8M	-4.2M	198.9M	195.1M
2024-12	174.8M	4.9M	-2.7M	172.1M	167.2M
2023-12	131.4M	5.1M	-4.4M	127M	121.9M
2022-12	230.7M	3M	-5.3M	225.4M	222.4M
2021-12	142.3M	2.3M	-9.4M	132.9M	130.7M

Period	Operating CF	SBC	CapEx	Free CF	True FCF
2025-12	203.1M	3.8M	-4.2M	198.9M	195.1M
2024-12	174.8M	4.9M	-2.7M	172.1M	167.2M
2023-12	131.4M	5.1M	-4.4M	127M	121.9M
2022-12	230.7M	3M	-5.3M	225.4M	222.4M
2021-12	142.3M	2.3M	-9.4M	132.9M	130.7M