Frequently Asked Questions about BV Financial, Inc. (BVFL)

Name: BV Financial, Inc. (BVFL) Institutional Financial Dataset
Creator: Olyth
License: https://olyth.xyz

Question 1

What does BV Financial, Inc. (BVFL) do?

Accepted Answer

BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in Maryland. The company offers checking and money market accounts, savings accounts, and certificates of deposits. Its loan products include real estate, ho...

Question 2

Is BV Financial, Inc. (BVFL) a good stock to buy?

Accepted Answer

Olyth's institutional analysis of BVFL reveals an Altman Z-Score of 0.49 and a Piotroski F-Score of 9/9. These metrics, combined with its 5-year revenue trend ($0.05B most recent), help investors decide if BVFL fits their risk profile.

Question 3

What is the current P/E ratio for BVFL?

Accepted Answer

As of the latest trading session, BV Financial, Inc. (BVFL) has a trailing P/E ratio of 12.01.

Question 4

Who is the CEO of BV Financial, Inc.?

Accepted Answer

The current Chief Executive Officer of BV Financial, Inc. is Michael J. Dee.

Question 5

What was BVFL's revenue for the last 5 years?

Accepted Answer

According to its latest income statements, BV Financial, Inc. reported annual revenues of $0.05B (2025), $0.05B (2024), $0.05B (2023), $0.04B (2022), $0.03B (2021) respectively.

Question 6

Does BVFL pay a dividend?

Accepted Answer

BV Financial, Inc. does not currently pay a dividend to its shareholders.

Question 7

How much debt and cash flow does BVFL have?

Accepted Answer

In its latest reporting period, BV Financial, Inc. generated $0.02B in Free Cash Flow against a total debt load of $0.04B.

Question 8

What is the Price-to-Book (P/B) ratio of BV Financial, Inc.?

Accepted Answer

The Price-to-Book (P/B) ratio for BV Financial, Inc. (BVFL) is currently 0.88.

Question 9

What is the Price-to-Sales (P/S) ratio of BVFL?

Accepted Answer

Based on trailing twelve-month data, BV Financial, Inc. (BVFL) trades at a Price-to-Sales (P/S) ratio of 3.27.

Question 10

What is BV Financial, Inc.'s Return on Equity (ROE)?

Accepted Answer

BV Financial, Inc. (BVFL) has a Return on Equity (ROE) of 7.01%, representing its profitability relative to shareholder equity.

Period	Revenue	Gross Profit	Op. Income	Net Income	EPS
2025-12	52.4M	40.2M	17M	13.5M	1.44
2024-12	49.2M	37.9M	16.4M	11.7M	1.10
2023-12	47M	37.8M	18.6M	13.7M	1.47
2022-12	38.8M	34.3M	14.6M	10.5M	1.32
2021-12	31.7M	27.4M	12.8M	9.4M	1.33

Period	Revenue	Gross Profit	Op. Income	Net Income	EPS
2025-12	52.4M	40.2M	17M	13.5M	1.44
2024-12	49.2M	37.9M	16.4M	11.7M	1.10
2023-12	47M	37.8M	18.6M	13.7M	1.47
2022-12	38.8M	34.3M	14.6M	10.5M	1.32
2021-12	31.7M	27.4M	12.8M	9.4M	1.33