Farmers & Merchants Bancorp, Inc.·Financial Services

Regular quarterly dividend increased 4.0% year-over-year, to $0.23 per share Regular quarterly dividend increased 4.0% year-over-year, to $0.23 per share

Farmers & Merchants Bancorp delivered record net income in Q4 and FY 2025, with EPS up 10.7% to $133.96. FMCB boasts a robust balance sheet: 1.67% ROA, 15.11% ROE, 4.15% NIM, and a conservative 74% loan-to-deposit ratio. Despite thin trading and OTC listing, FMCB remains a Dividend King with 61 consecutive years of increases and a 1.7% yield.

ARCHBOLD, Ohio, Feb. 12, 2026 (GLOBE NEWSWIRE) -- Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO) today reported financial results for the 2025 fourth quarter and twelve months ended December 31, 2025, on a consolidated basis.

University Bancorp (OTCMKTS:UNIB - Get Free Report) and Farmers and Merchants Bancorp (NASDAQ: FMAO - Get Free Report) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their dividends, analyst recommendations, institutional ownership, valuation, earnings, profitability and risk. Analyst Recommendations This is a summary
Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in northwest Ohio and northeast Indiana. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer and credit card lending products; loans for farmland, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvement loans; and loans for autos, trucks, recreational vehicles, and motorcycles. In addition, the company offers commercial real estate loans, such as lines of credit and machinery purchase loans. Further, it provides automated teller machine or interactive teller machine services; and online and mobile banking, remote deposit capture or electronic deposit processing, and merchant credit card services. It also offers electronic transaction origination, such as wire and automated clearing house file transmittal services. Farmers & Merchants Bancorp, Inc. was founded in 1897 and is headquartered in Archbold, Ohio.
Financial Services
Banks - Regional
482
2006-01-30
0.82